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Banesco, Venezuela, Trade and Provincial are leaders in mortgage financing


Source: 01/02/2011 www.cifrasonline.com.ve



These four banks gathered at the end of 2010, 56.25% of total mortgage lending Venezuelan banking. Highlights Banesco as the leading mortgage bank, with 15.12% of the total system.



mandatory portfolio for the area of \u200b\u200bhousing represents 10% of the total portfolio of banks. At the end of last year, this portfolio was completed with a balance of Bs 27,266,057 thousand, an increase of 34.45% compared to end 2009. Until last year, the drawer was divided into 60% for long-term loans (home purchase) and 40% to short-term loans (construction of units). In May the mortgage portfolio was adjusted mandatory and this meant a reduction in resources to be devoted to building solutions housing.

Much of the funding earmarked for the purchase of homes were intended to cover families with incomes above the 7,000 Bs, and in the case of funds for the construction of solutions, 50% had to spend on projects for families with incomes of up to 2,800 Bs and the rest for those developments which were designed to cover groups who earn more than 2,800 Bolivars.